CONSUMER OVER-INDEBTEDNESS LANDSCAPE: THE OBLITERATION OF A CREDITOR-ORIENTED APPROACH THROUGH THE DEBT INTERVENTION PROCEDURE?. PSLR [Internet]. 2021 Jun. 28 [cited 2024 Nov. 21];14(2). Available from: https://upjournals.up.ac.za/index.php/pslr/article/view/1816